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SIHAT MALAYSIA
The Sihat Malaysia program is a Hospital and Surgical policy that is yearly renewable up to the age of 70. The option of renewal is at the discretion of Tahan Insurance Malaysia Berhad. The Benefits and indicative premium rates are:
Benefits |
Plans |
1 |
2 |
3 |
4 |
5 |
6 |
RM |
RM |
RM |
RM |
RM |
RM |
Annual Limit
- Overall Annual Limit |
10,000 |
20,000 |
30,000 |
50,000 |
100,000 |
150,000 |
| |
Maximum per disability |
Hospital Benefits
- Hospital Room & Board (Max 150 days)
- Intensive Care Unit (Max. 75 days)
- Hospital Supplies & Services
- Operating Theatre |
60
120
|
60
120
|
60
120
|
60
120
|
60
120
|
60
120
|
As Charged (Subject to Reasonable & Customary Charges) |
|
Surgical Benefits
Surgical expenses comprising the following but excluding organ transplantation
- Pre-surgical Diagnostic Tests (Within 60 days prior to surgery)
- Pre-surgical Specialist Consultation (Within 60 days prior to surgery)
- Surgical Fees
- Anaesthetist Fees |
7,000 |
12,000 |
20,000 |
30,000 |
65,000 |
100,000 |
Medical Benefits
Medical expenses for non-surgical treatment comprising
-
Pre-hospital Diagnostic Tests (Within 60 days prior to admission)
-
Pre-hospital Specialists (Within 60 days prior to admission)
-
In-Hospital Physician visit (Max 60 days)
- Post-Hospitalisation Treatment (Within 31 days from discharge) |
7,000 |
12,000 |
20,000 |
30,000 |
65,000 |
100,000 |
Outpatient Treatment
- Emegency Accidental Outpatient treatment (Within 24 hours and follow-up treatment to a max of 31 days)
-
Outpatient Physiotherapy Treatment (Within 90 days from discharge/surgery)
- Ambulance Fees
-
Monthly Outpatient Kidney Dialysis & Cancer Treatment |
As Charged (Subject to Reasonable & Customary Charges) |
200
1,000
|
250
2,000
|
300
3,500
|
500
4,000
|
700
5,000
|
1,000
6,000
|
Organ Transplant
- Heart, Kidney, Lung, Liver or Bone Marrow Transplantation |
5,000 |
12,500 |
20,000 |
30,000 |
50,000 |
60,000 |
Other Benefits
- Daily Cash Allowance at Government Hospital (Max. 150 days)
-
Insured Child’s Daily Guardian Benefit (Max. 60 days) |
25
25 |
35
50 |
45
75 |
50
100 |
55
175 |
60
200 |
| |
Annual Premium (age next birthday) |
Age Band
30 days – 17 years
18 – 35 years
36 – 45 years
46 – 55 years
56 – 60 years
61 – 65 years (renewal only)
66 – 70 years (renewal only) |
243
248
305
433
600
746
849
|
319
336
415
595
844
1,101
1,285
|
405
411
499
713
1,025
1,358
1,630
|
491
493
596
854
1,243
1,690
2,056
|
621
641
767
1,098
1,644
2,361
2,989
|
758
754
892
1,285
1,959
2,854
3,675
|
For more information on the above insurance, please contact our Customer Careline number at 03-2694 8000
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